The Benazir Income Support Programme (BISP) is introducing a major upgrade in its payment method starting August 14, 2025. Eligible women beneficiaries will now receive their payments directly through mobile wallet bank accounts, bringing more transparency, control, and convenience.

What Is the BISP Mobile Wallet Payment System 2025?
The new system will allow registered BISP women beneficiaries to receive payments directly into their personal bank accounts. This eliminates middlemen, reduces fraud, and ensures timely disbursements.
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Senator Rubina Khalid, the BISP Chairperson, announced that this step is aimed at empowering women financially, especially in rural areas.
Eligibility Criteria
Only women who meet the following conditions will qualify:
- Officially registered with the BISP 8171 program
- Valid Computerized National Identity Card (CNIC)
- A low PMT score (below 34%)
- CNIC data must be verified via NADRA
- Must have completed the NSER survey
- No record of foreign travel, land purchase, or business ownership
- Mobile number registered under their CNIC
Bank Account Opening Starts August 14, 2025
The pilot phase will begin on August 14 in selected districts. Eligible women will be invited via SMS or through local BISP offices.
Before heading to the bank:
- Wait for official confirmation
- Visit BISP Tehsil Office for verification
How to Open a BISP Bank Account (Step-by-Step)
- Visit the designated partner bank branch
- Bring:
- Original and copy of CNIC
- Registered mobile number
- Recent utility bill (if available)
- 2 passport-size photos (optional)
- Fill the account opening form
- Complete biometric verification
- Once approved, your account will be linked to BISP
No deposit or minimum balance is required.
Documents Required
- Original CNIC
- Copy of CNIC
- BISP eligibility proof
- Registered mobile number
- (Optional) Utility bill or NSER proof
- Passport-size photos (if needed)
⚠ If your NADRA or BISP data does not match, your account will not be opened.
How to Receive Payments via Bank Account
- Go to the selected bank or ATM
- Verify your fingerprints
- Receive your full payment of Rs. 13,500 (and Taleemi Wazaif if eligible)
No deductions
Real-time processing
Secure transfers
Biometric Issues? Here’s What to Do
If fingerprint verification fails:
- Visit NADRA to update biometrics
- Retry at the bank
- If still unresolved, go to BISP for face verification
How to Confirm Your Bank Account with BISP
Once your account is opened:
- Visit your nearest BISP Tehsil Office
- Submit your account number
- Verify your CNIC through biometrics
- The BISP officer will link your account
❗ Until linked, payments will not be transferred to the new bank account.
Benefits of the Mobile Wallet Payment System
- Direct access to funds — no agent involvement
- Full transparency and biometric security
- Women can save, withdraw, and manage funds easily
- Reduces payment fraud and delays
What If You Don’t Open a Bank Account?
If eligible women do not open a bank account:
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- They may temporarily receive payments via old methods (HBL agents/camps)
- But the system will completely shift to digital payments soon
- Delay or disqualification may occur without account registration
Conclusion
The BISP Mobile Wallet Payment Method 2025 is a revolutionary step to digitize and secure financial aid for millions of deserving women in Pakistan. It promotes financial inclusion, ensures payment transparency, and empowers women with direct access to their assistance.
If you’re eligible, don’t delay—open your account and confirm it with BISP today to avoid missing out on future payments.
FAQs — BISP Wallet Payment System 2025
Q: What is the last date to open a BISP bank account?
No fixed deadline, but early registration is recommended.
Q: Can I choose any bank?
Yes, you can select from BISP-partner banks.
Q: Will I get an SMS before receiving payment?
Yes, you’ll receive an official SMS notification from 8171.
Q: Can I use the account for personal savings?
Absolutely. It functions like a normal account.
Q: What if I opened an account but didn’t inform BISP?
Visit the BISP office with your account details and complete the confirmation process.