PM Housing Loan Scheme Pakistan
Many poor people in Pakistan do not even have their own homes and according to research, there is a deficit of 12 million units. This is very affecting the families of those who are poor and whose income is very low. The government has launched a PM Housing Loan Scheme to deal with this poverty.
The purpose of this scheme is for the citizens or villages who are poor and cannot build their own houses because they do not have money, etc. They will be given some money in the form of a loan which they will then have to repay. In today’s article, I will tell you in full detail how you can apply for the PM Housing Loan Scheme and you will know everything about its eligibility. In this article, you must read it till the end.
PM Housing Loan Scheme Apply Online
If you want to apply for this scheme, the easiest way to apply is to go to the official NPHP portal website and apply. More information about it will be told to you at the end.
Eligibility Criteria
I have given you the eligibility PM Housing Loan Scheme below, check it out.
- Citizenship: Pakistani nationals (including overseas Pakistanis for specific tiers).
- Income:
- Subsidized Tier: Monthly income under PKR 60,000 (eligible for 5–7% interest rates).
- Non-Subsidized Tier: Higher income brackets (market-rate loans).
- Employment: Salaried, self-employed, or informal workers (e.g., daily wage earners).
- Property Status: Priority for first-time buyers without existing property ownership.
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Document Required
If we talk about the document requirements of the PM Housing Loan Scheme, they are as follows:
- CNIC copy.
- Proof of income (salary slips, bank statements, or employer affidavit).
- Property documents (allotment letter, NOC from relevant authority).
How to Apply for PM Housing Loan Scheme 2025
If you want to apply for the PM Housing Loan Scheme, then first of all, you have to go to the official website. After going to the official website, you have to click on the Apply Now button. There, you have to fill out your details, contact number, contact details, phone number, documents, etc. You have to give everything there.
Benefits of the PM Housing Loan Scheme 2025
If we talk about the benefits of this PM Housing Loan Scheme, it is very beneficial. People can take a loan from it and build their place. Those who are poor and have a little income can apply for it, and they can build their place. The interest is not that high either. They pay their money every month, and their money will be returned soon, and their house will also be built.
Conclusion
This scheme is very beneficial for poor people. In today’s article, I have told you in full detail how to apply, what the document requirements are, and what the eligibility criteria area. If you people have any problem in applying for this PM Housing Loan Scheme, then you can ask us in the comments and we will tell you.